These Terms of Service (the "Terms") govern access to and use of Comps Cache, a hosted, web-based collateral decision-support tool. By creating an account, signing in, or using the service, you agree to these Terms. If you are using the service on behalf of a company, you represent that you are authorized to bind that company, and "you" means that company.
Comps Cache is operated by Bloom Craft Reserve LLC, doing business as CompsCache, with a mailing address at PMB 700, 11150 W Olympic Blvd, Suite 1050, Los Angeles, CA 90064 ("Comps Cache," "we," "us," "our"). Questions: hello@compscache.com.
United States only. The service is offered and directed solely to users located in the United States and analyzes United States real estate.
Comps Cache parses property comparables and related property documents and returns a value range with disclosed methodology, intended as decision support for hard-money, bridge, fix-and-flip, and private lenders.
Comps Cache is not an appraisal service and its output is not an appraisal. Reports are not prepared by a licensed or certified appraiser, are not performed under the Uniform Standards of Professional Appraisal Practice (USPAP), and must not be used where an appraisal by a licensed appraiser is required by law, regulation, or investor requirement.
Comps Cache does not approve, deny, price, fund, or make loans, and does not provide legal, financial, investment, or lending advice. You own every lending, purchase, and pricing decision you make, including any decision informed by a report. You are responsible for your own compliance with the laws and regulations that apply to your lending activity.
You may upload property documents, comparable data, and related material ("Customer Content"). You retain ownership of Customer Content. You grant us a limited license to host, process, analyze, and display Customer Content solely to provide the service, as described in our Privacy Policy, including processing by the service providers disclosed there.
You represent that you have the right to upload the Customer Content you submit and that doing so does not violate any law or third-party right, including any confidentiality obligation covering a borrower's file.
Document and report retention, deletion windows, and your data choices are described in the Privacy Policy.
You agree not to:
The service — including its software, models of operation, methodology descriptions, design, and branding — is owned by Bloom Craft Reserve LLC or its licensors and is protected by law. These Terms grant you a limited, non-exclusive, non-transferable, revocable right to use the service for your internal business purposes during your subscription. Reports generated for your account may be used in your internal underwriting files and shared with parties to your own transactions, with disclaimers intact.
Reports may incorporate data from third-party sources (for example, licensed property-data providers and public records) as disclosed in the report and the Privacy Policy. Third-party data may be incomplete, delayed, or inaccurate, and is provided "as available." Third-party services linked from the service are governed by their own terms.
THE SERVICE AND ALL REPORTS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. Without limiting the foregoing:
Some jurisdictions do not allow certain warranty exclusions; in those jurisdictions the exclusions apply to the maximum extent permitted.
To the maximum extent permitted by law: (a) neither Bloom Craft Reserve LLC nor its suppliers will be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost data, or business interruption, arising out of or related to the service, even if advised of the possibility; and (b) our total aggregate liability for all claims arising out of or related to the service will not exceed the amounts you paid us for the service in the twelve (12) months before the event giving rise to the claim.
Lending decisions are expressly your responsibility. We will have no liability for any loan, purchase, or pricing decision you make, including decisions informed by a report.
You agree to defend and indemnify Bloom Craft Reserve LLC against third-party claims arising from your Customer Content, your use of the service in violation of these Terms, or your lending activity.
You may stop using the service and cancel at any time. We may suspend or terminate your access if you materially breach these Terms, if required by law, or if the service is discontinued; where practicable we will give notice. On termination for your breach, unused credits are forfeited. Sections 4 (license to already-processed content as described in the Privacy Policy), 6, 8, 9, 11, and 12 survive termination.
These Terms are governed by the laws of the State of California, without regard to conflict-of-laws rules. The state and federal courts located in Los Angeles County, California will have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the service, and each party consents to personal jurisdiction and venue there. To the extent permitted by law, each party waives any right to a jury trial and to participate in a class action.
We may update these Terms from time to time. The "Last updated" date above shows when they were last revised. For material changes we will provide notice by posting the updated Terms on this page and, where appropriate, by email or in-app notice. Continued use of the service after changes take effect constitutes acceptance.
Comps Cache
Bloom Craft Reserve LLC, dba CompsCache
PMB 700
11150 W Olympic Blvd, Suite 1050
Los Angeles, CA 90064
Email: hello@compscache.com